![]() Using a budget planner can significantly reduce your risk of overspending. Taxes Owed (not withheld by an employer): Other income (alimony, child support, etc.).We’ve included some example expenses, but feel free to adjust them as needed to reflect your unique spending. This basic budget outline can be used as a template to build your household budget. What to include in a template for budget planning. Calculate how much of your money you haven’t put into a category at the bottom of the template.In a third column, record how much money you actually spent after the month is over. ![]()
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